{"id":619,"date":"2025-10-06T03:32:11","date_gmt":"2025-10-06T03:32:11","guid":{"rendered":"https:\/\/protonautodealer.com\/?page_id=619"},"modified":"2025-10-13T08:14:05","modified_gmt":"2025-10-13T08:14:05","slug":"loan-faq","status":"publish","type":"page","link":"https:\/\/protonautodealer.com\/index.php\/loan-faq\/","title":{"rendered":"Loan FAQ"},"content":{"rendered":"\t\t
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Langkah Mudah Mohon Pinjaman Proton<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Dapatkan panduan lengkap, kadar faedah terendah dan bantuan susulan hingga pinjaman anda diluluskan dengan cepat.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Dokumen Yang Diperlukan<\/h5>

Saya memerlukan salinan Kad Pengenalan (IC)<\/strong> atau Pasport, penyata KWSP, dan slip gaji selama 3 bulan.<\/strong><\/p>

Bagi pemilik perniagaan, sila sediakan SSM dan penyata bank selama 6 bulan.<\/strong><\/p>

Saya akan bantu menguruskan permohonan pinjaman bagi pihak anda, dan keputusan boleh diperoleh dalam masa 24 jam.<\/strong><\/p>

(Warga asing yang bekerja di Malaysia juga layak memohon.)<\/em><\/span><\/p><\/div><\/section>

Berapa Deposit dan Bayaran Muka Diperlukan?<\/h5>

Tiada deposit diperlukan untuk tempahan. Jumlah bayaran muka (down payment) sebenar akan bergantung pada jumlah pinjaman yang diluluskan.<\/p>

Pihak bank boleh menawarkan pinjaman sehingga 100% kepada pemohon yang layak.<\/strong><\/p>

Sekiranya anda ingin mengurangkan bayaran bulanan, anda boleh memilih untuk membuat deposit antara 10% hingga 50%, mengikut keselesaan anda.<\/p><\/div><\/section>

Bolehkah pemohon AKPK, CCRIS atau disenaraikan hitam memohon?<\/h5>

Pemohon yang sedang menyertai program AKPK<\/strong>, mempunyai kes saman, atau rekod dalam CCRIS \/ senarai hitam<\/strong> masih boleh memohon dan berkemungkinan masih layak, bergantung kepada penilaian bank.<\/p>

Walau bagaimanapun, pemohon yang telah diisytiharkan muflis (bankruptcy) tidak layak untuk memohon.<\/strong><\/p>

Jika anda kurang pasti tentang kelayakan, anda boleh mempertimbangkan memohon bersama penjamin (co-applicant\/guarantor) atau hubungi kami untuk penjelasan lanjut<\/strong> dan bantuan menilai pilihan anda secara sah dan selamat.<\/p><\/div><\/section><\/div><\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\"rhb\"<\/figure><\/div>
\"public\"<\/figure><\/div>
\"muamalat\"<\/figure><\/div>
\"maybank\"<\/figure><\/div>
\"hongleong\"<\/figure><\/div>
\"Cimb2\"<\/figure><\/div>
\"AMBank\"<\/figure><\/div>
\"alliance\"<\/figure><\/div>
\"affin\"<\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t
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Langkah-Langkah Proses Pinjaman Kereta<\/h1>\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\n\t\t\t\t<\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t1. Hantar Dokumen\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tSediakan salinan IC, slip gaji 3 bulan terkini, atau SSM dan penyata bank 3 bulan jika anda pemilik perniagaan.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t2. Kelulusan 24 Jam\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tKami akan hantar permohonan anda ke beberapa bank untuk mendapatkan kadar faedah terbaik. Keputusan boleh diperoleh dalam 1 hari bekerja sahaja.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t3. Down Payment\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tKami menawarkan pilihan 0% bayaran muka. Anda juga boleh membuat bayaran muka untuk mengurangkan ansuran bulanan mengikut keselesaan anda.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t4. Ambil Kereta Anda\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tKami mempunyai stok sedia ada untuk model terpilih.\nAnda boleh ambil kereta di showroom atau kami akan hantar terus ke lokasi anda.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tHubungi Saya<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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\"test-03\"<\/figure><\/div>
\"test-10\"<\/figure><\/div>
\"test-09\"<\/figure><\/div>
\"test-08\"<\/figure><\/div>
\"test-07\"<\/figure><\/div>
\"test-06\"<\/figure><\/div>
\"test-05\"<\/figure><\/div>
\"test-04\"<\/figure><\/div>
\"test-02\"<\/figure><\/div>
\"test-01\"<\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t
<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Langkah Mudah Mohon Pinjaman Proton Dapatkan panduan lengkap, kadar faedah terendah dan bantuan susulan hingga pinjaman anda diluluskan dengan cepat. Dokumen Yang Diperlukan Saya memerlukan salinan Kad Pengenalan (IC) atau Pasport, penyata KWSP, dan slip gaji selama 3 bulan. Bagi pemilik perniagaan, sila sediakan SSM dan penyata bank selama 6 bulan. Saya akan bantu menguruskan […]<\/p>\n","protected":false},"author":1,"featured_media":255,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-619","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nLoan FAQ - Proton Auto Dealer<\/title>\n<meta name=\"description\" content=\"Mohon pinjaman Proton dengan mudah! Panduan lengkap untuk kelulusan cepat, kadar rendah & servis peribadi khas untuk anda.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/protonautodealer.com\/index.php\/loan-faq\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan FAQ - Proton Auto Dealer\" \/>\n<meta property=\"og:description\" content=\"Mohon pinjaman Proton dengan mudah! 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